WEALTH MANAGEMENT
We Don’t Just Manage Wealth. We Empower Your Future.
At RumaEden, we believe in holistic wealth planning that ensures your home, family, and finances are protected for the long term. Our tailored services include Takaful coverage, strategic financing, and diversified investment solutions.
Takaful – MLTT
Protect Your Home, Even When Life Hits Hard.
Takaful-based Mortgage Protection (MLTT) is a Shariah-compliant solution that covers your home financing in case of death or total permanent disability (TPD). It helps settle the outstanding loan so your loved ones won’t be burdened financially.
We offer an income protection plan for your property in case the owner is diagnosed with a critical illness — so your home won’t end up in an auction due to insufficient insurance.
FIS – Mortgage & Refinance
Smart financing, made simple.
Through our Financial Integration Solutions (FIS), we assist clients in securing new home loans or refinancing existing properties. Whether you’re looking for better interest rates, shortening loan tenure, or consolidating debt, our trusted partners and advisors can tailor a financial structure that suits your goals.
We analyse your current financial standing, property value, and repayment capacity to offer the best refinancing or loan application strategy—helping you save more and reduce financial burden over time.
Equity – Unit Trust
Grow your wealth with confidence.
We help you tap into Unit Trust investments, a reliable and regulated avenue to grow your savings over time. Whether you’re a first-time investor or looking to diversify your assets, our certified consultants will guide you through choosing the right funds—based on your risk profile, time horizon, and financial goals.
Unit Trusts offer exposure to various sectors including real estate, technology, healthcare and more, with professional fund managers overseeing your portfolio. It’s time to put your money to work!
Islamic Wealth Inheritance (Hibah, Wasiat & Faraid)
Plan Peacefully, Distribute Rightfully.
This service provides comprehensive guidance on managing and distributing wealth according to Islamic principles. It covers Hibah (gift distribution during lifetime), Wasiat (Islamic will), and Faraid (compulsory inheritance law), helping individuals plan their legacy responsibly while ensuring their loved ones are protected and rightful heirs receive their due share.
We help you plan and document your intentions clearly, reduce future family disputes, and ensure your wealth is distributed justly and smoothly to your rightful heirs. This service empowers you to fulfill your responsibility (amanah) with peace of mind — both spiritually and legally.
Understanding Your Goals
We begin by assessing your current financial health, commitments, and aspirations.
Personalised Strategy
Based on your needs, we propose suitable plans — be it takaful protection, loan structuring, or investments.
Execution & Follow-up
We handle the paperwork and liaise with financial institutions, banks, and takaful providers for you. You get regular updates and guidance as your plan grows.